Financial Aid

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Financial aid is available for qualified students

SM调教社区College offers many options to assist students in paying their educational costs. Federal, state, local, and private financial aid resources are available for qualified students, as well as parents. Students seeking financial assistance should first complete the . A student will also need to apply for a as part of this application process. A student may complete this on their own by following the links provided.

The wide range of financial aid options can be somewhat confusing and the experts at SM调教社区College will help you find the maximum that you are qualified for from a number of different sources.

TYPES OF AID

Both federal and state governments offer assistance programs to help you and/or your parents pay for your education. These fall into two general types: grants and loans.

Grants/Scholarships

This type of assistance does not need to be repaid and includes the Federal Pell Grant Program.

Loans

Loans are assistance you do repay, like the Federal Direct Stafford Loan.

Third party tuition funding often comes from state, local, or corporate entities, such as vocational rehabilitation programs, workforce investment initiative programs, corporate sponsorships or employer assistance, high school scholarships, etc.

The Federal Work Study Program (FWS) provides part-time employment to assist students in earning money to help pay education expenses.

SM调教社区College works closely with local base and Veterans Affairs agencies in order to help provide benefits for active-duty and veteran students.

SM调教社区students who qualify may receive financial support from state or local native corporations and councils.

Alaska and Native American Aid>

FINANCIAL AID PROCESS FOR DEPENDENT STUDENTS

SM调教社区College offers a flexible enrollment cycle, starting most programs every 5 weeks throughout the calendar year. Students are expected to meet with a financial aid staff member to review and complete any needed documents, securing all eligible funding and ensuring options have been reviewed by the student prior to their official start date.

prepare for your appointment

When visiting a campus, both in-person or virtually during an online appointment, Financial Aid Advisors assist students with completing all applications and paperwork needed for any financial assistance they may be eligible to receive.

Education Loan Specialists

As a free service to all Federal student loan recipients SM调教社区College has a team of Education Loan Specialists (ELS) that are continuously monitoring and connecting with every single student who borrowed loans that has left SM调教社区College – whether they graduated or withdrew. They meet with students for Exit Counseling upon graduation or withdrawal to discuss loan amounts and repayment options. The ELS is an advocate for students. The ELS will listen to the student鈥檚 situation, and counsel them on available repayment options for their loans. They will assist students in collecting proper documentation, provide instruction and assistance completing required forms, and even conference call the actual Federal student loan servicers with the student to aid in resolving their account.

For Washington State residents seeking information and resources about student loan repayment or seeking to submit a complaint relating to your student loans or student loan servicer, please visit or contact the Student Loan Advocate at loanadvocate@wsac.wa.gov.

special circumstances

Do you have a Special or Unusual Circumstance that you want Financial Aid to review? Professional Judgement reviews are available to all SM调教社区College Students.

The SM调教社区College Financial Aid Office understands that life changes may occur unexpectedly and beyond your control. Changes to income and household size (among others) may affect the original results of your Free Application for Federal Student Aid (FAFSA). Federal Regulations allow SM调教社区College to review students鈥 special and unusual circumstances on a case-by-case basis and make limited adjustments to data reported on the FAFSA. If you think the information reported on your current FAFSA does not accurately reflect your family鈥檚 current situation, you may request a review of your financial aid eligibility by emailing financialaid@chartercollege.edu

  • Special Circumstances refer to the financial situations (loss of a job, change in household due to divorce or death, etc.) that justify an aid administrator adjusting data elements in the COA or in the EFC calculation.
  • Unusual Circumstances (more commonly referred to as a dependency override) refer to the conditions that justify an aid administrator making an adjustment to a student鈥檚 dependency status based on a unique situation (e.g., human trafficking, refugee or asylee status, parental abandonment, abusive home environment, parental incarceration).
Refund processing – Bankmobile Disbursements

SM调教社区College/SM调教社区Institute delivers your refund with BankMobile Disbursements, a technology solution, powered by BMTX, Inc. Visit for more information.  

To view our third-party servicer contract for refund management, click .